2022年贷款利率调整最新消息
2026-01-07 16:19:49 五学知识网
2016年贷款利率有没有新调整呢?截止到3月10日，贷款利率暂时没有新调整，依旧按照2015年10月24日后调整的利率执行。那么2015年贷款利率调整是怎么样的呢?下文将为您介绍2015年贷款利率调整政策，以及历年来我国贷款利率调整表。
2015年贷款利率调整政策
为了扶持“三农”和小微企业，我国央行规定金融机构一年期贷款基准利率下调0.25个百分点至4.35%;其他各档次贷款及存款基准利率、人民银行对金融机构贷款利率相应调整;个人住房公积金贷款利率保持不变。同时，对符合标准的金融机构额外降低存款准备金率0.5个百分点。以下是我国2015年带来利率调整表。
历年来贷款利率调整表
实际上贷款利率每隔一段时间就会调整一次，我国目前已经有了很多次贷款利率调整。以下是我国历年来的贷款利率调整表，可以帮助您更好了解贷款利率的调整状
| 调整时间 | 六个月(含) | 一年(含) | 一至三年(含) | 三至五年(含) | 五年以上 |
| 1996.5.1 | 9.72% | -- | 13.14% | 14.94% | 15.12% |
| 1996.8.23 | 9.18% | 10.08% | 10.98% | 11.70% | 12.42% |
| 1997.10.23 | 7.65% | 8.64% | 9.36% | 9.90% | 10.53% |
| 1998.3.25 | 7.02% | 7.92% | 9.00% | 9.72% | 10.35% |
| 1998.7.1 | 6.57% | 6.93% | 7.11% | 7.65% | 8.01% |
| 1998.12.7 | 6.12% | 6.39% | 6.66% | 7.20% | 7.56% |
| 1999.6.10 | 5.58% | 5.85% | 5.94% | 6.03% | 6.21% |
| 2002.2.21 | 5.04% | 5.31% | 5.49% | 5.58% | 5.76% |
| 2004.10.29 | 5.22% | 5.58% | 5.76% | 5.82% | 6.12% |
| 2006.4.28 | 5.40% | 5.85% | 6.03% | 6.12% | 6.39% |
| 2006.8.19 | 5.58% | 6.12% | 6.30% | 6.48% | 6.84% |
| 2007.3.18 | 5.67% | 6.39% | 6.57% | 6.75% | 7.11% |
| 2007.5.19 | 5.85% | 6.57% | 6.75% | 6.93% | 7.20% |
| 2007.7.21 | 6.03% | 6.84% | 7.02% | 7.20% | 7.38% |
| 2007.8.22 | 6.21% | 7.02% | 7.20% | 7.38% | 7.56% |
| 2007.9.15 | 6.48% | 7.29% | 7.47% | 7.65% | 7.83% |
| 2007.12.21 | 6.57% | 7.47% | 7.56% | 7.74% | 7.83% |
| 2008.9.16 | 6.21% | 7.20% | 7.29% | 7.56% | 7.74% |
| 2008.10.08 | 6.12% | 6.93% | 7.02% | 7.29% | 7.47% |
| 2008.10.30 | 6.03% | 6.66% | 6.75% | 7.02% | 7.20% |
| 2008.11.27 | 5.04% | 5.58% | 5.67% | 5.94% | 6.12% |
| 2008.12.23 | 4.86% | 5.31% | 5.40% | 5.76% | 5.94% |
| 2010.10.20 | 5.10% | 5.56% | 5.60% | 5.96% | 6.14% |
| 2010.12.26 | 5.35% | 5.81% | 5.85% | 6.22% | 6.40% |
| 2011.02.09 | 5.60% | 6.06% | 6.10% | 6.45% | 6.60% |
| 2011.04.06 | 5.85% | 6.31% | 6.40% | 6.65% | 6.80% |
| 2011.07.07 | 6.10% | 6.56% | 6.65% | 6.90% | 7.05% |
| 2012.06.08 | 5.85% | 6.31% | 6.40% | 6.65% | 6.80% |
| 2012.07.06 | 5.60% | 6.00% | 6.15% | 6.40% | 6.55% |
| 2014.11.22 | 5.60% | 5.60% | 6.00% | 6.00% | 6.15% |
| 2015.03.01 | 5.35% | 5.35% | 5.75% | 5.75% | 5.90% |
| 2015.05.11 | 5.10% | 5.10% | 5.50% | 5.50% | 5.65% |
| 2015.06.28 | 4.85% | 4.85% | 5.25% | 5.25% | 5.40% |
| 2015.08.26 | 4.60% | 4.60% | 5.00% | 5.00% | 5.15% |
| 2015.10.24 | 4.35% | 4.35% | 4.75% | 4.75% | 4.90% |
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